<html><head><meta http-equiv="Content-Type" content="text/html charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space;" class=""><br class=""><div><blockquote type="cite" class=""><div class="">On Jan 28, 2015, at 10:46 AM, Sarah Pritchard <<a href="mailto:sarahloupritchard@gmail.com" class="">sarahloupritchard@gmail.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><div dir="ltr" class=""><div class=""><div style="font-size:12.8000001907349px" class="">Hi there!</div><div style="font-size:12.8000001907349px" class="">See below for a link to Sudo Room's invoice for January's shared expenses at the Omni. Take a look and let me know if you have any questions.</div><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><br class=""></div><div style="font-size:12.8000001907349px" class="">For your reference, here is the breakdown of the Omni's total expenses (utilities, taxes, & insurance) from this month:</div><div style="font-size:12.8000001907349px" class=""><ul class=""><li style="margin-left:15px" class="">PG&E: $691.74</li><li style="margin-left:15px" class="">EBMUD: $390.09</li><li style="margin-left:15px" class="">Waste Management: $60.21</li><li style="margin-left:15px" class="">Building Insurance: $660.00</li></ul></div></div></div></div></div></div></blockquote>Why are renters paying Building Insurance?</div><div>$660 a month is a lot for insurance.</div><div><blockquote type="cite" class=""><div class=""><div dir="ltr" class=""><div class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><ul class=""><li style="margin-left:15px" class="">General Liability Insurance: $188.16</li></ul></div></div></div></div></div></div></blockquote><div>This seems very reasonable for Liability insurance. Maybe a little too low</div><br class=""><blockquote type="cite" class=""><div class=""><div dir="ltr" class=""><div class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><ul class=""><li style="margin-left:15px" class="">Director's & Officer's Insurance: $302.00</li></ul></div></div></div></div></div></div></blockquote>$302 a month seems like a lot - that is $3600 a year - that seems like a lot.<br class=""><blockquote type="cite" class=""><div class=""><div dir="ltr" class=""><div class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><ul class=""><li style="margin-left:15px" class="">Taxes: $595.62</li></ul></div></div></div></div></div></div></blockquote><div>What kind of taxes are these? Sales tax? Business Tax?</div><div><br class=""></div><div><br class=""></div><div>Sorry to ask such questions but maybe you can save some money here.</div><div><br class=""></div><div>I have been told that Insurance companies don’t want to write policies for less than $800 - so you may just be paying a bunch of money for not a very good reason like that is the least they will charge to write a policy.</div><div><br class=""></div><div>One idea might be to look into collectiivizing insurance. Perhaps there are individuals with insurance needs that can come together to get more coverage and lower the cost.</div><div><br class=""></div><br class=""><blockquote type="cite" class=""><div class=""><div dir="ltr" class=""><div class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div style="font-size:12.8000001907349px" class=""><div class="">The utilities are split evenly between member collectives and tenants. All of our taxes and insurance are shared between member collectives only.</div></div><div style="font-size:12.8000001907349px" class=""><br class=""></div><div style="font-size:12.8000001907349px" class="">Let me know if you have any questions, and please pay Sudo's portion of the shared expenses as soon as you're able.</div><div style="font-size:12.8000001907349px" class=""><br class=""></div><div style="font-size:12.8000001907349px" class="">Thanks and <3,</div><div style="font-size:12.8000001907349px" class="">Sarah + Omni Finances WG</div></div></div></div><div class=""><br class=""></div>Below please find a link to Invoice #132.<br class=""><br class="">Amount due: $433.72 USD<br class=""><br class="">Due by: 2015-02-01<br class=""><br class="">To view this invoice, please visit: <a href="https://waveapps.com/qv2frm-tjm6xh" class="">https://waveapps.com/qv2frm-tjm6xh</a></div>
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