Insurance

General Liability Insurance

via InsuranceForNonProfits.org: "This is typically the "core" coverage for a nonprofit. Most commercial general liability insurance provides coverage for a wide range of acts or offenses which result in bodily injury, personal injury, advertising injury or property damage to a third party. The most common type of incident covered by this policy is a "slip and fall". Commercial general liability (often referred to as CGL or GL) insurance is generally available as an "occurrence" policy, which provides significant advantages over a "claims-made" policy.

A general liability policy may also extend to special events. If your organization conducts any type of special events, you should make sure that your general liability policy includes special events and that you follow any requirements about providing notice of special events."

Quotes

• Requested from https://www.niac.org on 10/27/13 [Jenny]
• Requested from http://prosightspecialty.com/ [Craig]

References

• General Liability Insurance
• https://www.noisebridge.net/wiki/InsuranceQuestions
• Hackerspace legal formation and insurance thread on hackerspaces.org
• insurance thread on hackerspaces.org
• insurance questions for a US-based space? thread on hackerspaces.org
• Article on obtaining insurance for makerspaces