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Difference between revisions of "Banks"
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→WePay: added note that they discontinued the service for our purposes
(a few other options) |
(→WePay: added note that they discontinued the service for our purposes) |
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==Banking Options== | ==Banking Options== | ||
===WePay=== | ===WePay (discontinued)=== | ||
* Used by Occupy for flexibility and convenience | * Used by Occupy for flexibility and convenience | ||
* Frontend to Bancorp | * Frontend to Bancorp | ||
* Donations and consumer-based payment service discontinued as of January 3,2014 | |||
===Community Trust (Self-help CU)=== | ===Community Trust (Self-help CU)=== | ||
* Formerly People’s Community Partnership Federal Credit Union of West Oakland | * Formerly People’s Community Partnership Federal Credit Union of West Oakland | ||
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* gives second chances to people with bad CHEX records and also microloans (social warm fuzzy) | * gives second chances to people with bad CHEX records and also microloans (social warm fuzzy) | ||
* No minimum checking; free for accounts with at least $300 (otherwise $3) or direct deposit (can we make somebody's dues look like that?); interest at $1000+ | * No minimum checking; free for accounts with at least $300 (otherwise $3) or direct deposit (can we make somebody's dues look like that?); interest at $1000+ | ||
* Will give loans to the undocumented | |||
===Patelco=== | ===Patelco=== | ||
===Mechanics Bank=== | ===Mechanics Bank=== | ||
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===Cooperative Center Federal Credit Union=== | ===Cooperative Center Federal Credit Union=== | ||
* Co-op credit union based in Berkeley | * Co-op credit union based in Berkeley | ||
===Pacific Coast Bank=== | |||
* Community Development Bank with a Triple Bottom Line | |||
* FDIC Insured | |||
* 20% of their loans are to low/moderate income lendees | |||