Banks
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Banking Options
WePay
- Used by Occupy for flexibility and convenience
- Frontend to Bancorp
Community Trust (Self-help CU)
- Formerly People’s Community Partnership Federal Credit Union of West Oakland
- A couple horrible Yelp reviews
- gives second chances to people with bad CHEX records and also microloans (social warm fuzzy)
- No minimum checking; free for accounts with at least $300 (otherwise $3) or direct deposit (can we make somebody's dues look like that?); interest at $1000+
- Will give loans to the undocumented
Patelco
Mechanics Bank
- Non credit union, but local, fairly well reviewed & they donate locally
Cooperative Center Federal Credit Union
- Co-op credit union based in Berkeley
Pacific Coast Bank
- Community Development Bank with a Triple Bottom Line
- FDIC Insured
- 20% of their loans are to low/moderate income lendees