Banks

Banking Options

WePay

• Used by Occupy for flexibility and convenience
• Frontend to Bancorp

Community Trust (Self-help CU)

• Formerly People’s Community Partnership Federal Credit Union of West Oakland
• A couple horrible Yelp reviews
• gives second chances to people with bad CHEX records and also microloans (social warm fuzzy)
• No minimum checking; free for accounts with at least $300 (otherwise $3) or direct deposit (can we make somebody's dues look like that?); interest at $1000+
• Will give loans to the undocumented

Mechanics Bank

• Non credit union, but local, fairly well reviewed & they donate locally

Cooperative Center Federal Credit Union

• Co-op credit union based in Berkeley

Pacific Coast Bank

• Community Development Bank with a Triple Bottom Line
• FDIC Insured
• 20% of their loans are to low/moderate income lendees