Ouch.
Thanks for keeping up on this Laura! I agree, all heads on deck are needed
- there are many things that need addressing. I'll be there tomorrow.
-RM
On Wed, Jan 29, 2020 at 4:03 PM Laura Turiano <scylla(a)riseup.net> wrote:
Hi everyone,
After I asked our insurance agent why our property insurance will be going
up $800 this year, she sent the following reply from the company:
*On a side note, it appears the condition of this building has drastically
deteriorated over the years. The current condition of the building is below
average and is unacceptable. We will remain on this account for one more
year but please be advised that we will be setting this account up for
nonrenewal. If the insured is able to provide proof of building updates and
proper maintenance, we may be able to review this account again for
eligibility. In additional, updates would allow us to approach other
carriers for alternate quotes.*
*If we lose our property insurance and are unable to find another company
(unlikely and, if we can, the rate will be high), we will probably not be
able to refinance and we will lose the building. *
Our agent thinks they are basing their evaluation of the building
condition only upon seeing the exterior, possibly on google street view.
That is why they have asked to do the inspection that I have already told
you about. I think that will happen on Thursday 2/13
We need all hands on deck over the next 2 weeks to make the building look
as good as possible, inside and out. That means:
- fire safety equipment all in working order, NO clutter, no fire hazards
- condition of any wiring as good as possible
- exterior condition as good as possible, no graffiti, clean, EH windows
fixed and window sills repaired and painted, new awning up
- any roof trouble spots fixed
- general interior condition should look as good and safe as possible,
general painting where needed, everything clean and in working order
- fixing anything that could be seen as a safety hazard.
I propose an emergency meeting tomorrow evening at 7pm to get organized to
tackle these things.
Laura
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