Hey all, I got a quote from State Farm for insurance that should meet the requirements from the landlords. I wanted to pass it along and show it to folks. If we buy this, we can change the lease to be held by Sudo Room as an entity rather than myself and Eddan. I plan to pay for this tomorrow, unless we have a clear alternative or any really strong reason not to. Cost is $73.67 / month right now. Additionally and however, State Farm needs us to give at least some coverage for Personal Property along with the General Liability insurance we need. You'll see the quote lists $5,000 right now. We toggled the variables to cover $10,000 for personal property plus $5,000 in computer property, which raised the quote to $87.92 / mo, which isn't that much of a difference given tripling the coverage ($14.75). Hence it seems the bulk of this quote is the General Liability costs. Given the $1,000 deductible, it's unclear to me the best way to assess and then state an insured value for stuff at sudo room. I'd like to see this play out in a parallel thread. What do you think? For the time being, I think we can stick with the $5,000 and change it later when we have more data / insight. // Matt ---------- Forwarded message ---------- From: Kelly Wright &lt;kelly.wright.ujnp(a)statefarm.com&gt; Date: Thu, Feb 27, 2014 at 4:47 PM Subject: STATE FARM: GENERAL LIABILITY QUOTE AND RENTERS INSURANCE BROCHURE To: &quot;MATTSENATE(a)GMAIL.COM&quot; &lt;MATTSENATE(a)gmail.com&gt; Cc: Thomas Kleinsmith &lt;thomas.kleinsmith.u0t1(a)statefarm.com&gt;om>, Marquetta J Hunter &lt;marquetta.j.hunter.uwrn(a)statefarm.com&gt; Hello Matt, So nice to speak with you today and learning more about the Sudo Room and what you all do! Please find attached the quote that we discussed and a brochure on our renters insurance. We look forward to hearing back from you. Kelly S. Wright, Agent 3645 Grand Ave.,Ste. 105 Oakland, CA 94610 (P)510.488.3505 (F) 510.628.0388 License #: 0F69851 *kelly(a)kellyswright.com* &lt;kelly(a)kellyswright.com&gt; *www.kellyswright.com* <http://www.kellyswright.com/> <http://www.facebook.com/>